First Home Buyer

Buying a home is a much different process than purchasing anything else. And with the average house prices in the country reaching an all-time high this year, home buying requires more saving and dedication than ever before. 

For anyone who hasn’t gone through the process, it can be extremely intimidating. Our mortgage calculator can give you an idea of the associated costs and fees. But which mortgage would be best for you? And how long should you take to pay it off? What about insurance, inspections, and valuations? 

The most important thing you can prepare for now is to start a dedicated savings account. You’ll need a good amount of money saved for the deposit, for legal fees, and other costs of buying a home, such as getting a builder’s report and obtaining a valuation if you have under 20% deposit. 

Fortunately, you don’t have to go it alone. Our team has decades worth of experience in home mortgage and insurance and know the process backwards and front. Our team will guide you through everything you need to know, including the process, costs, and time expected before you get your keys. 

To help you get started on your home buying journey, we’ve created a comprehensive eBook called “Buying Your First New Zealand Home”. The eBook defines home buying terms such as principal, interest, p.a., fixed vs variable rates, and much more. There are also several incentives and even grants available to help first time home buyers get better loan terms or help with their deposit so they can get moved in more quickly with less stress. 

Our goal is to help make sure that you are able to purchase and get into your first home, then help you get the protection you need to keep it.