Your KiwiSaver should be working towards your goals, whatever stage of life you are at. Whether you are saving for your first home, building towards retirement, or just want to know you are in the right fund, we will make sure your KiwiSaver is actually set up to get you there.
Your local KiwiSaver advisers in Invercargill.
Three ways we help with KiwiSaver.
We work with a range of providers, including Milford, Generate, Pathfinder, Booster, and NZ Funds, and can match you with the option that best suits your needs.
Plus, you'll gain an understanding of what your KiwiSaver balance could be at retirement and how much that may provide per week during retirement.
We're not just looking at a KiwiSaver switch; this is a guided educational process designed to help you make the best decision for your future.
KiwiSaver Fund Review
Not sure if you are in the right fund? We will review your KiwiSaver, walk you through your options, and explain everything you need to know to optimise your future.
Using KiwiSaver for Your First Home
Buying your first home? You may be able to use your KiwiSaver as part of your deposit. We will work with your lawyer to ensure they have your KiwiSaver information and help you understand any bits you maybe unsure of.
Planning for Retirement
Retirement might feel far off, or it might be closer than you think. Either way, we will help you understand where you are tracking and what small changes now could mean a much better position later.
To get started fill in our quick KiwiSaver form and we'll review where you're at, we will then get in touch to talk through what could make a difference. It's free and obligation free.
Finding the right KiwiSaver fund for you.
Defensive
Very low risk. Focusses on protecting your money, with lower expected returns and slower growth over time.
Conservative
Low risk with some opportunity for growth. Your balance may move up and down slightly, but generally with less volatility.
Balanced
A mix of lower risk, and growth assets. Designed to balance stability with opportunities for longer-term growth.
Growth
Higher risk with more ups and downs in the short term, but greater potential for long-term growth.
Aggressive
Highest risk option. Values can fluctuate significantly, but it has the greatest potential for long-term growth.
Frequently Asked Questions
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Yes. Our KiwiSaver advice is free to you.
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A good starting point is your age and when you will need the money. If you are young and years from retirement, a growth fund will likely outperform a conservative one over time. We work with a range of providers and will work through options to find the right fit for you.
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Yes, you can switch KiwiSaver providers at any time. We work with a range of providers, including Milford, Generate, Pathfinder, Booster, and NZ Funds, and can match you with the option that best suits your needs.
Plus, you'll gain an understanding of what your KiwiSaver balance could be at retirement and how much that may provide per week during retirement.
We're not just looking at a KiwiSaver switch; this is a guided educational process designed to help you make the best decision for your future.
Ready to Make Your KiwiSaver
Work Harder?
Fill in our quick KiwiSaver form and we'll review where you're at, then get in touch to talk through what could make a difference. It's free and obligation free.