Your Mortgage Adviser in the Deep South of Invercargill.

Whether you are buying your first home, refinancing or growing your property portfolio, we do the hard work for you. We pride ourselves in finding the right loan for your situation.

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How it starts

Whatever your property goal, we can help.

Every mortgage situation is different. Here's how we help our clients at every stage of the property journey.

1. Which sounds like you?
2. Fill out your form

What it asks
    Then what happens
    1 You fill in your formFill in our quick online enquiry form. It takes a few minutes and is completely obligation free.
    2 We'll get in touch and arrange a chatOnce we receive your form we will get in touch to discuss your goals, answer questions and explain your options. Then you can decide whether you'd like our help. We can go at your pace.
    3 Leave the paperwork to usOnce you're ready to proceed, we'll manage the application from start to finish, work directly with the lender, assist with your loan structure, and keep you updated every step of the way through to settlement.We also do a lot behind the scenes too!

    Mortgage Calculator

    Curious about what your repayments could look like? Play around with the calculator below and see what your numbers look like. We can help make sense of them when you are ready to chat. 

    Lenders we trust

    Don't just take our word for it.

    “Brenda is the absolute best, I genuinely do not know where I would be without her and her team. Meeting with her is just like having a chat with a mate but you're getting all your insurance and property purchasing and loan structures figured out for you at the same time. They make hard stuff very easy and you feel like you have people in your corner who want the best for you and work hard to help that happen.”

    — Rosie McLean

    “Brenda and Ash were super quick in getting us pre approved and ready to purchase our first home. Without making the call to see them, we would have never thought we could afford what we borrowed to get on the ladder! They are very personable and make the process as smooth as possible. It's also great having the opportunity to do insurances through Brenda too.”

    — Jack King

    “Brenda and Ashleigh were absolutely amazing! Great communication and couldn't do enough for me. From mortgage to insurances they were so helpful and always updating me on what to do next. Both amazing to deal with, thank you again! Highly recommend! 🥰”

    — Jennifer Jury

    Frequently Asked Questions

    • There is generally no cost to use our mortgage advice service. We are paid by the lender when a loan settles (refer to our disclosure statement).

    • Going directly to a bank means you only see what that bank has to offer. Each bank may allow you to borrow a different amount, so instead of visiting multiple banks, we can save you time by finding the best fit for your situation.

      We also help with refixing your loan when it is due, ensuring you stay on track. We're here to help with your next home purchase and any top-up loans, such as for a car or renovations. Plus, we're not going anywhere, you can count on us for ongoing support.

      We also offer KiwiSaver reviews and can help with risk insurance, including Life, Income Protection, and Health Insurance. So, you only need one adviser for all these services.

      Most of our clients never need to visit a bank, as they find we can take care of everything they need.

    • We are very quick, but we understand that sometimes obtaining some of your paperwork can cause delays. In some cases, we can submit your loan application as soon as you leave our office. In other cases, we may need to wait for additional information before we can proceed, so the timeframe will depend on your individual circumstances.

      Banks generally take anywhere from 3 to 10 working days to assess your loan application.

    Ready to take the
    next step?

    Whether you know exactly what you need or you’re just starting to explore your options, we’d love to hear from you. Get in touch for a free, no-obligation chat.

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